Which Insurance Company for your RV Insurance

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soccerkiddo3
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Which Insurance Company for your RV Insurance

Post by soccerkiddo3 »

I got my renewal notice from KTA the other day. It pointed out a change in condition to my cover. It seems after owning the motorhome for 2 years my sum insured changes from purchase cost to Market Value. They do of course want me to pay more for this change 8-) The only other alternative is for me to provide a valuation for the motorhome every 2 years.

This has led me to look around at other insurers. I am wondering who others use and if you have had any experiences, good or bad, that you would like to share?
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Craig
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Re: Which Insurance Company for your RV Insurance

Post by Craig »

I prefer Winnebago Club insurance for our MH. It covers a whole lot more. Unless you have a 5th wheeler, then KT is the best I've seen. I maintained our car insurance through KT as his was the cheapest but last month I gave him the flick after yet another price rise and there was no way I was going to renew my CMCA membership just for the insurance. Value of car goes down yet insurance premium goes up :? . And when you take into account the coast of CMCA membership it really isn't cheaper. So I did the dance of ringing around (as you do each year when the renewals come in) and ended up with "Progressive insurance" for the car.
Full time on the road in an Alpine 2855
2foot6

Re: Which Insurance Company for your RV Insurance

Post by 2foot6 »

We looked around for our insurance when the renewal came,ended up with CIL again,they have been our insurers for three years,had one claim and they were good to deal with.They are also the insurer that the Winnebago club use.cheers Peter.
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Dot
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Re: Which Insurance Company for your RV Insurance

Post by Dot »

Q re the Winnie insurance users please (hope I word this one right) ;) If you are disabled (your vehicle) in the middle of woop woop do they do the same service as the KT mob i.e come and tow you in etc :?:
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Helen Grose
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Re: Which Insurance Company for your RV Insurance

Post by Helen Grose »

We have our car and Van insured with Raa When I lived in NSW it was GIOand have been with them for over40yrs
When we had a accident a few years ago they where great and so they should have been after that long
40yrs is a long time and I am a loyal costumer in these day I guess its a bit silly but that is how I feel
Hi to all take care Helen :) :)
Kelvin12
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Location: Urunga NSW 2455

Re: Which Insurance Company for your RV Insurance

Post by Kelvin12 »

4WD and the usual house insurance with APIA, they are brilliant. Even just signed up for funeral cover and got 20% off. Wife is upset as she doesn't cost as much as me to insure, guess I am just worth more.... During the floods here in 2009 they went out of their way to help and by far went beyond the normal restoration compared to the likes of NRMA.

Dirk
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generdawg
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Re: Which Insurance Company for your RV Insurance

Post by generdawg »

soccerkiddo3 wrote:I got my renewal notice from KTA....seems after owning the motorhome for 2 years my sum insured changes from purchase cost to Market Value.
Yep, that's true and their gone. Hello CIL.
Craig wrote:... there was no way I was going to renew my CMCA membership just for the insurance...
Ditto, after six years that's gone too.

dawg (and CMCA didn't even ask why I was leaving - must be a common occurrence)
Experience is a wonderful thing. It helps you recognise a mistake when repeated.
PeterinSa
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Re: Which Insurance Company for your RV Insurance

Post by PeterinSa »

Not sure, you need to check, but I understood that Winnebago Club insurance was only for vehicles 10 years or younger.

Peter
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Craig
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Re: Which Insurance Company for your RV Insurance

Post by Craig »

I believe you are thinking of club membership Peter, which is now 15 years for non Winnebago MH's.
Full time on the road in an Alpine 2855
soccerkiddo3
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Joined: Tue Dec 18, 2012 8:08 pm

Re: Which Insurance Company for your RV Insurance

Post by soccerkiddo3 »

Thanks for all the info. I didn't know that you could join the Winnebago Club if you didn't own a Winnebago. I will give them a try and see what they offer and what price. Otherwise it looks like CIL for me. Thanks again everyone. :D

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